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INSURANCE IS A PROMISE TO PAY.
IT'S THAT SIMPLE.
At IBWIL, we will ensure that your Insurers keep that promise and settle your claim promptly, fairly and to your complete satisfaction.
Many Brokers, Agents and even Insurers (who insure on a direct basis) will be more than happy to take your hard earned premium dollars at the time the policy is effected. Should you however be faced with a loss after policy inception these same providers are less than enthusiastic to assist. Are you certain that your insurance provider will properly advise you on the correct format to quantify your loss and present same to the insurers and/or loss adjusters?
Not only will IBWIL advise you on the most advantageous method to quantify and present your loss, but we will also attend the loss survey with the loss adjuster. We after all, are our clients servant and adviser owing them the highest degree of skill and care.
All our policies include a Nominated Loss Adjusters Clause as standard. Our chosen nominated loss adjuster is objective, fair and will quantify and submit his recommendations to insurers in a prompt manner. We take control of your losses even before they occur!
We will not abandon our clients at the time of a loss, rather this is the time that IBWIL’s claims department will provide relentless advocacy on our clients behalf to extract the most advantageous settlement offer.
To our credit, IBWIL has settled the largest ever claims in the Caribbean under the following policy types:
Excess Liability: State electrical utility company. Severe burns to an employee. Claim settled at USD 2.6M or TTD 18M.
Business Interruption: State oil refinery. Explosion adversely affected production. Claim settled at USD 15M or TTD 103M.
Personal Accident: Director of television station accidentally fell off his roof and died. Claim settled at USD 1.5M or TTD 10M.
Should you require a free claims consultation, feel free to email firstname.lastname@example.org