State Enterprises


Public entities face considerable challenges. Local and central government, government agencies, emergency services and social housing providers need to control costs, build resilience into service delivery, and shape strong and vibrant communities. Effective management of risk plays a key role in meeting these challenges.

State Enterprises will have a particularly high Management Liability exposure and a properly arranged Directors & Officers Liability policy with an Employment Practices Liability extension should be considered mandatory. Additionally, any closely held clause should be removed from the policy as this restricts the ability to recover in certain circumstances.

IBWIL has managed Risk Management & Insurance Programs for large State owned integrated oil companies, power generators and desalination plants. Whatever the size or complexity of your Public Sector organization, we can design, structure and implement a cost effective Insurance Program to properly address your various loss exposures.

We can also perform a complimentary audit of your existing Insurance program to identify any potential gaps in cover.